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Present and future value tables of $1 at 3% are presented below: Shelley wants to cash in her winning lottery ticket. She can either receive

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Present and future value tables of $1 at 3% are presented below: Shelley wants to cash in her winning lottery ticket. She can either receive six, $189,000 semiannual payments starting today, or she can receive a lump-sum payment now based on a 6% annual interest rate. What is the equivalent lump-sum payment

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