Present and future value tables of $1 at 3% are presented below FVAD $1 PVAD $1 1.300 1.66880 2.9909 1.97887 3.18 36 2.91347 4.3091 3.82861 5.46844.71710 6.6625 5.57971 7.8923) 6.41719 N FV $1 PV $ 1 1 1.03eee 0.97087 2 1.86090 0.94260 3 1.092738.91514 4 1.12551 0.88849 1.15927 0.86261 6 1. 19405 0.83748 7 1.229870.81309 8 1.26677 0.78941 9 1.30477 0.76642 10 | 1.34392 0.74489 11 1.38423 0.72242 12 | 1.42576 0.70138 13 1.468530.68095 14 | 1.51259 0.66112 15 1.55797 2.64186 16 1.68471 0.62317 FVA $1 PVA $ 1 1.000 0.97087 2.0389 1.91347 3.0909 2.82861 4.1836 3.71710 5. 3091 4.57971 6.46845.41719 7.6625 6.23028 8.8923 7.01969 10.1591 7. 28611 11.4639 8.53020 12.8078 9.25262 14.1920 9.95400 15.6178 10.63496 17.8863 | 11.29607 18.5989 11.93794 20.1569 12.56110 7.23828 9.1591 10.4639 8.01969 11.89788.78611 13.1920 14.6178 16.8863 17.5989 19.1569 20.7616 9.5320 19.25262 18.95489 11.63496 12.29607 12.93794 Shelley wants to cash in her winning lottery ticket She can either receive six $199,000 semiannual payments starting today, or she can receive a single amount payment today based on a 6% annual interest rate. What is the single amount payment she can receive today