Present and future value tables of $1 at 9% are presented below. 7 PV of $1 FV of $1 PVA of $1 FVAD of $1 FVA of $1 1 0.91743 1.09000 0.91743 1.0900 2.2781 3.5731 2 0.84168 1.18810 1.75911 3 0.77218 1.295032.53129 4 0.70843 1.41158 3.23972 5 0.64993 1.53862 3.88965 6 0.59627 1.67710 4.48592 1.0000 2.0900 3.2781 9847 4.5731 6.5233 5.9847 8.2004 How much must be invested now at 9% interest to accumulate to $23,000 in five years? Multiple Choice $14,681 $12,582