Present Value of $1 Period 1% 2% 3% 5% 8% 10% 12% 15% 20% 1 0.990 0.980 0.971 0.952 0.926 0.909 0.893 0.870 0.833 23 0.908 0.961 0.943 0.907 0.857 0.826 0.797 0.756 0.694 0.971 0.942 0.915 0.864 0.794 0.751 0.712 0.658 0.579 4 0.961 0.924 0.888 0.823 0.735 0.683 0.636 0.572 0.482 5 0.952 0.906 0.863 0.784 0.681 0.621 0.567 0.497 0.402 6 0.942 0.888 0.837 0.746 0.630 0.564 0.507 0.432 0.335 70-299=922 0.933 0.871 0.813 0.711 0.583 0.513 0.452 0.376 0.279 8 0.924 0.853 0.789 0.677 0.540 0.467 0.404 0.327 0.233 0.914 0.837 0.766 0.645 0.500 0.424 0.361 0.284 0.194 10 0.905 0.820 0.744 0.614 0.463 0.386 0.322 0.247 0.162 11 0.896 0.804 0.722 0.585 0.429 0.350 0.287 0.215 0.135 12 0.888 0.788 0.701 0.557 0.397 0.319 0.257 0.187 0.112 13 0.879 0.773 0.681 0.530 0.368 0.290 0.229 0.163 0.093 14 0.861 0.758 0.661 0.505 0.340 0.263 0.205 0.141 0.078 15 0.861 0.743 0.642 0.481 0.315 0.239 0.183 0.123 0.065 16 0.853 0.728 0.623 0.458 0.292 0.218 0.163 0.107 0.054 17 0.844 0.714 0.605 0.436 0.270 0.198 0.146 0.093 0.045 18 0.836 0.700 0.587 0.416 0.250 0.180 0.130 0.081 0.038 19 0.828 0.686 0.570 0.396 0.232 0.164 0.116 0.070 0.031 0.820 0.673 0.554 0.377 0.215 0.149 0.104 0.061 0.026