Present Value of Annuity $1.00 in Arrears Interest Periods Interest Periods Rate 3 4 5 6 Rate 3 4 5 6 2.0% 2.884 3.808 4.713 5.601 50.5% 1.399 1.594 1.724 1.810 2.5% 2.856 3.762 4.646 5.508 51.0% 1.391 1.584 1.711 1.795 3.0% 2.829 3.717 4.580 5.417 51.5% 1.383 1.573 1.698 1.781 3.5% 2.802 3.673 4.515 5.329 52.0% 1.375 1.563 1.686 1.767 4.0% 2.775 3.630 4.452 5.242 52.5% 1.368 1.553 1.674 1.753 4.5% 2.749 3.588 4.390 5.158 53.0% 1.360 1.542 1.662 1.740 5.0% 2.723 3.546 4.329 5.076 53.5% 1.352 1.532 1.650 1.726 5.5% 2.698 3.505 4.270 4.996 54.0% 1.345 1.523 1.638 1.713 6.0% 2.673 3.465 4.212 4.917 54.5% 1.337 1.513 1.626 1.700 6.5% 2.648 3.426 4.156 4.841 55.0% 1.330 1.503 1.615 1.687 7.0% 2.624 3.387 4.100 4.767 55.5% 1.323 1.494 1.604 1.674 7.5% 2.601 3.349 4.046 4.694 56.0% 1.315 1.484 1.592 1.662 8.0% 2.577 3.312 3.993 4.623 56.5% 1.308 1.475 1.581 1.649 8.5% 2.554 3.276 3.941 4.554 57.0% 1.301 1.466 1.570 1.637 9.0% 2.531 3.240 3.890 4.486 57.5% 1.294 1.457 1.560 1.625 9.5% 2.509 3.204 3.840 4.420 58.0% 1.287 1.447 1.549 1.613 10.0% 2.487 3.170 3.791 4.355 58.5% 1.280 1.439 1.539 1.602 10.5% 2.465 3.136 3.743 4.292 59.0% 1.273 1.430 1.528 1.590 11.0% 2.444 3.102 3.696 4.231 59.5% 1.266 1.421 1.518 1.579 11.5% 2.423 3.070 3.650 4.170 60.0% 1.260 1.412 1.508 1.567 12.0% 2.402 3.037 3.605 4.111 60.5% 1.253 1.404 1.498 1.556 12.5% 2.381 3.006 3.561 4.054 61.0% 1.247 1.395 1.488 1.545 13.0% 2.361 2.974 3.517 3.998 61.5% 1.240 1.387 1.478 1.534 13.5% 2.341 2.944 3.475 3.943 62.0% 1.234 1.379 1.468 1.524 14.0% 2.322 2.914 3.433 3.889 62.5% 1.227 1.371 1.459 1.513 14.5% 2.302 2.884 3.392 3.836 63.0% 1.221 1.362 1.449 1.503 15.0% 2.283 2.855 3.352 3.784 63.5% 1.214 1.354 1.440 1.492 15.5% 2.264 2.826 3.313 3.734 64.0% 1.208 1.347 1.431 1.482 16.0% 2.246 2.798 3.274 3.685 64.5% 1.202 1.339 1.422 1.472 16.5% 2.228 2.770 3.236 3.636 65.0% 1.196 1.331 1.413 1.462 17.0% 2.210 2.743 3.199 3.589 65.5% 1.190 1.323 1.404 1.452 17.5% 2.192 2.716 3.163 3.543 66.0% 1.184 1.316 1.395 1.443 18.0% 2.174 2.690 3.127 3.498 66.5% 1.178 1.308 1.386 1.433 18.5% 2.157 2.664 3.092 3.453 67.0% 1.172 1.301 1.378 1.424 19.0% 2.140 2.639 3.058 3.410 67.5% 1.166 1.293 1.369 1.414 19.5% 2.123 2.613 3.024 3.367 68.0% 1.160 1.286 1.361 1.405 20.0% 2.106 2.589 2.991 3.326 68.5% 1.155 1.279 1.352 1.396 20.5% 2.090 2.564 2.958 3.285 69.0% 1.149 1.272 1.344 1.387 21.0% 2.074 2.540 2.926 3.245 69.5% 1.143 1.265 1.336 1.378 25.0% 1.952 21.5% 2.058 2.517 22.0% 2.042 2.494 2.864 22.5% 2.027 2.471 23.0% 2.011 2.448 2.803 23.5% 1.996 2.426 24.0% 1.981 24.5% 1.967 2.383 2.362 2.689 2.895 3.205 70.0% 1.138 1.258 1.328 1.369 3.167 70.5% 1.132 1.251 1.320 1.361 2.833 3.129 71.0% 1.127 1.244 1.312 1.352 3.092 71.5% 1.121 1.237 1.304 1.344 2.774 3.056 72.0% 1.116 1.230 1.297 1.335 2.404 2.745 3.020 72.5% 1.111 1.224 1.289 1.327 2.717 2.986 73.0% 1.105 1.217 1.281 1.319 2.951 73.5% 1.100 1.210 1.274 1.311 25.5% 1.938 2.341 2.662 2.918 74.0% 1.095 1.204 1.267 1.303 26.0% 1.923 2.320 2.635 26.5% 1.909 2.300 2.609 2.885 74.5% 1.090 1.198 1.259 1.295 2.853 75.0% 1.085 1.191 1.252 1.287 27.0% 1.896 2.280 2.583 2.821 75.5% 1.079 1.185 1.245 1.279 27.5% 1.882 2.260 2.557 2.790 76.0% 1.074 1.179 1.238 1.272 28.0% 1.868 2.241 2.532 2.759 76.5% 1.069 1.172 1.231 1.264 29.0% 1.842 28.5% 1.855 2.222 2.203 2.483 2.507 2.729 77.0% 1.064 1.166 1.224 1.256 2.700 77.5% 1.060 1.160 1.217 1.249