Present value (with changing interest rates). Marty has been offered an injury settlement of $10,000 payable in 3 years. He wants to know what the present value of the injury settlement is if his opportunity cost is 5%. (The opportunity cost is the interest rate in this problem.) What if the opportunity cost is 8% ? What if it is 12% ? If Marty's opportunity cost is 5%, what is the present value of the injury settlement? $ (Round to the nearest cent.) If Marty's opportunity cost is 8%, what is the present value of the injury settlement? $ (Round to the nearest cent.) If Marty's opportunity cost is 12%, what is the present value of the injury settlement? $ (Round to the nearest cent.)