1. Private insurance provides numerous coverages that

can be used to meet specific loss situations. For each of the following situations, identify a private insurance

coverage that would provide the desired protection.

a. Emily, age 28, is a single parent with two dependent

children. She wants to make certain that funds are

avai lable for her children's education if she dies

before her youngest child finishes college.

b. Danielle, age 16, recently obtained her driver's

license. Her parents want to make certain they are

protected if Danielle negligently injures a nother

motorist while driving a family car.

c. Jacob, age 30, is married with two dependents. He

wants his income to continue if he becomes totally

disabled and unable to work.

d. Tyler, age 35, recently purchased a house for

$200,000 that is located in an area where tornadoes

frequently occur. He wants to ma ke certain that

fund s are availa ble if the house is damaged or

destroyed by a tornado.

e. Nathan, age 40, owns an upscale furniture store. He

wants to be protected if a customer is injured while

shopping in the store and sues him for the bodily injury.