Problem 112 (25 Points): How much will Thomas accumulate in a bank account that pays 5% annual interest compounded quarterly if he deposits $1,000.00 at the end of each quarter for 8 years? Problem #13 (25 points): Adam purchases a used automobile for $4,400.00. He wishes to limit his monthly payment to $120.00 for a period of two years. What gown payment must he make to complete the purchase if the interest rate is 9% on the loan