Problem 5-40 (a) (LO. 2) Vanessa spent 45 days of 2020 in a nursing home. The cost of the services provided to her was $18,900. Medicare paid $7,900 toward the cost of her stay, Vanessa also received $9,100 of benefits under a long-term care insurance policy she purchased. The 2020 per diem rate is $380. If an answer is zero, enter "O" What is the effect on Vanessa's gross income? Her available exclusion is $ 9,200 , therefore, the amount included in her gross income is $ . 1 more Check My Work uses remaining