Project A would cost $222,000 today and have the following other expected cash flows: $78,000 in 1 year, $49,000 in 2 years, $0 in 3 years, $38,000 in 4 years, and $99,000 in 5 years. The cost of capital for project A is 4.36 percent. What is the IRR for project A? Answer as a rate in decimal form, rounded to 4 decimal places (for example, .1234 or .0987).