PT. GoTo Gojek Tokopedia and PT. Shopee International Indonesia are two companies that lead the e-commerce market in Indonesia. Kevin is a final year student who received two offers from the two companies with the following contract offers:

a. PT GoTo Gojek Tokopedia offers a three-year contract in which Kevin will receive IDR 7,233,350 per month for three years, which will be paid at the end of each year.

b. PT Shopee International offers a three-year contract in which Kevin will receive an allowance of IDR 4,775,175 when the contract is signed (paid on the spot), IDR 67,850,050 to be paid at the end of the first year, and IDR 85,333,333 to be paid in the second year, and IDR 101,350,050 paid in the third year.

Kevin can only choose one of the offers above because there is a clause in the contract that he is not allowed to have a relationship with a competitor company. If the interest rate is 11.7%, then which offer should Kevin accept? Explain!