Purchase Costs Down payment: $1,800 Loan payment: $440 for 48 months Estimated value at end of loan: $4,100 Opportunity cost interest rate: 2 percent Leasing Costs Security deposit: $600 Lease payment: $440 for 48 months End-of-loase chargest $615 Calculate the costs of buying versus leasing a motor vehicle. Cost of buying Cost of leasing