Q7: Uninsured motorists coverage is another approach to the problem of uninsured drivers. a. Explain the advantages of uninsured motorists coverage in meeting the problem of uninsured drivers. b. Explain the defects of uninsured motorists coverage as a technique for compensating people who are injured by uninsured drivers. Q8: Who are the people included in the persons insured under Section I of the Homeowners 3 policy