Q7. When interpreting capitalization rates, an increase in the rate value would imply a commercial property value has a. decreased b. increased c. the discount rate used in time value of money has increased d. the discount rate used in time value of money has decreased e. None of the above Q3. A lender may reserve the right to require prepayment of a loan at any time they see fit through a (n) : a. taking clause b. acceleration clause c. due-on-sale clause d. demand claus a. escrow clause