QUESTION 1 1 pointss The present value of a future sum increases as either the discount rate or the number of periods per year increases, other things held consta True O False QUESTION 2 1 points Sa Disregarding risk, if money has time value, it is impossible for the future value of a given sum to exceed its present value True False QUESTION 3 1 points Save Starting to invest early for retirement reduces the benefits of compound interest. True False