QUESTION 1

Advertising will not be deemed deceptive so long as it appears to be based on factual evidence, even if it is not.

1. True
2. False

QUESTION 2

Puffery constitutes deceptive advertising.

1. True
2. False

QUESTION 3

Vague generalities and obvious exaggerations constitute deceptive advertising.

1. True
2. False

QUESTION 4

Bait-and-switch advertising occurs when an ad appears to be based on factual evidence but in fact is not reasonably supported by evidence.

1. True
2. False

QUESTION 5

All ads-both online and offline-must be truthful.

1. True
2. False

QUESTION 6

Merchants must issue a refund within a specified period of time when a consumer cancels an order.

1. True
2. False

QUESTION 7

Manufacturers are required to report on any products intended for sale if the products have proved to be hazardous.

1. True
2. False

QUESTION 8

The key federal statute regulating the credit and credit-card industries is basically a disclosure law.

1. True
2. False

QUESTION 9

Credit can be denied solely on the basis of marital status.

1. True
2. False

QUESTION 10

A credit card company is not required to provide advanced notice to consumers before changing credit card terms.

1. True
2. False

QUESTION 11

A credit card holder is liable for all unauthorized charges made before the creditor is notified that the card has been lost.

1. True
2. False

QUESTION 12

A consumer may be denied credit on the basis of a credit report.

1. True
2. False

QUESTION 13

Major credit reporting agencies must provide consumers with free copies of their own credit report once every twelve months.

1. True
2. False

QUESTION 14

A debt collection agency is someone who regularly attempts to collect debts on behalf of someone else, usually for a percentage of the amount owed.

1. True
2. False

QUESTION 15

State laws may restrict a business's discharge of chemicals into the air or water.

1. True
2. False

QUESTION 16

A public authority such as a state's attorney general can sue to stop a public nuisance.

1. True
2. False

QUESTION 17

The Environmental Protection Agency is the primary federal agency regulating environmental law.

1. True
2. False

QUESTION 18

An environmental impact statement is required for every major federal action that significantly affects the quality of the environment.

1. True
2. False

QUESTION 19

Corporate officers cannot be subject penalties for violation of the Clean Air Act.

1. True
2. False

QUESTION 20

Federal statutes provide the basis for issuing regulations to control water pollution.

1. True

2False

QUESTION 21

The Environmental Protection Agency defines "wetlands" as "lands that are wet".

1. True
2. False

QUESTION 22

The Clean Water Act includes special provisions for oil spills.

1. True
2. False

QUESTION 23

It is a violation of federal law to destroy or deface any labeling required on a pesticide or herbicide.

1. True
2. False

QUESTION 24

When a release of hazardous chemicals from a site occurs, potentially responsible parties can avoid liability through transfer of title before they are notified by the EPA.

1. True
2. False

QUESTION 25

The government can recover the cost to clean up a hazardous waste disposal site from the persons who were even remotely responsible.

1. True
2. False