QUESTION 12 2 points Save Answer When buying a home, if your down payment is less than 20% of the home's sale price you have to pay private mortgate insurance (PMI). For this example, assume that the yearly fee for PMI is .78% of the original loan amount. Which formula should you use in cell B4 in order to calculate the monthly cost of PMI? B4 Home Sale Price: $46,000.00 2 Down Payment: $ 9,500.00 3 Loan Amount: 4 Monthly PMI 36,500.00 -IF(B2-20%"B1 ,0,(0.78%"B3/12) IF(B2>20%"B1) 0 ELSE (0.78%"B3/12 -IF(B2-20%"BI,"0","(0.7896"B3/12) :F(B2-20%"B1,"(0.7896"B3)/12","0")