Question 16 (1 point) The credit card legislation, the "CARD" act, i.e. "The Credit Card Accountability Responsibility and Disclosure Act of 2009": a) limited the interest rate charged by credit card companies based on consumer income b) required the amount paid above the minimum due to be first applied to any cash advanced balances s made it illegal for credit card companies to report your payment history to credit reporting agencies, except under unusual conditions a limited the monthly payment charged by credit card companies based on consumer income