Question 2 1 pts A policy holder wishes to annuitize the cash value of her insurance policy at retirement. The cash value is $650,000. What payment (to the nearest dollar) can she expect if she wishes to receive 15 years of payments (starting next year) and interest rates are 4.5% ? (round your answer) $55,555 $60,524 $43,333 $72,349 $29,250 Question 4 1 pts An insurance line has a loss ratio of 82%, an expense ratio of 32%, and the firm pays 4% of premiums to policyholders as dividends. What investment yield is needed to breakeven? 5% 9% 7% 18% 11%