Question 2 (2 points) The margin/risk premium in an ARM contract will usually be adjusted over the life of the mortgage. monthly never several times O only when interest rates fall Question 3 (2 points) Tom recently purchased a home in a residential subdivision. While mowing his lawn for the first time since moving in, Tom's neighbor came outside to inform him that he was violating one of the subdivision's rules which required the use of a specific professional lawn service for all property landscaping needs. This would be an example of a(n): Ozoning restrictions. restrictive covenant. lien. estate