Question 20 (1 point) ) Listen Ginger got a promotion at work. Her new position will be $20K more than her previous one and she now makes $75K per year. Now that she had a better income, she wants to move into a bigger house. The following are her details: She currently has a $200,000 home that has $45,000 in equity Wants to move into a four-bedroom home instead In addition to her equity, she plans to save her promotion money for a year and will put $20,000 more towards a down payment Ginger is preapproved for a 3.2% interest rate on a 30-year fixed mortgage she would also quality for a 15-year fixed mortgage at 3.1% interest Using the 30-year option on a $300,000 home - what year will Ginger pay more in principal than interest? (enter as XXXX) A