Question 31 (1 point) Michel and Sophie are married and have no children. They are both age 40 and are in good health. They have a large uninsured mortgage. Although they have a comfortable lifestyle and similar incomes, they are well aware that if either of them were to die there would be an adverse impact on the survivor. Which type of policy would suit their needs? Joint first-to-die T-65 policy bl Joint last-to-die T-65 policy Participating whole life insurance policy for each person d) Universal life insurance policy for each person