Question 5 3 pts Harry is talented at plumbing but lacks the cash flow management skills required to run a business. He opens his business, Harry's Plumbing Supplies, with the help of his nephew John- a business major. Smith purchases a faucet from Harry using a credit card. He notices a crack in the faucet and returns it to Harry. Smith contacts the credit card service provider for a refund. The credit card company removes the sale amount from Harry's account which is referred to as an) _ _ o liquidity o overdraft o incentive o charge back Question 8 3 pts Jason is a talented chef but like Harry in the previous example lacks the cash flow management skills required to run a business. With some help from Harry's nephew he opens his restaurant. Within a few months, the sales increase exponentially which results in a shortage of cash needed to expand his business. This crisis is termed o nonsufficient funds reconciling charge back o growth trap