Question 6 1 pts Which one of the following is not a characteristic of the amortization schedule? Amortization schedules start with the beginning loan balance in a given period, usually month. The monthly payments would change during the amortization period. The repayment amount has a difference between monthly payment and interest payment for a given period. a O The interest payment is calculated by multiplying the annual interest rate by the beginning loan balance and dividing by 12