Question 9 4 pts When an investor knows the future value of an account but would like to determine the present value of that same account, he/she must: add the future value to the interest earned to determine the present value O compound the future value to determine the present value none of these discount the future value to determine the present value Question 10 4 pts A bond's value is the same as its principal amount when the coupon rate (the bond's fixed rate) is: lower than the required rate of return higher than the required rate of return lower than the inflation rate 1.the same as the required rate of return Question 11 4 pts When an investor knows the present value, or the value to be invested at a specified rate, in order to determine the future value, he/she must: add the present value to the interest earned to determine the future value compound the present value to determine the future value none of these discount the present value to determine the future value Question 12 4 pts Joseph opened a savings account that earns simple interest. He deposited $1000 into the account. At the end of the year, his account had earned $30. For year two, assuming Joseph does nothing with the account and the rate stays the same, the account will: O earn $60 in interest will not earn any interest in year 2 will earn $30.90 in interest O earn $30 in interest