QUESTION THREE Mr. Nathaniel Gobi is a Ghanaian who resides in the United States of America. He went to the states in the late 1980s. He has been to Ghana only once. He is now on retirement and plans to come back home and invest so he could help employ people to ease the unemployment burden on the country. He has a vision to establish a factory that will deal with the production of fresh fruits juice and export to the United States. He has already made a lot of contacts in the US who have expressed interest in marketing his products for him. He has decided to buy a 400-acre land in Western North Region which he will use for fresh organic fruits farming to supply his fruit factory. He is enthused about this project and wants to go into it but he has one challenge which is almost nearly discouraging him from investing in the country. The last time he came to Ghana, he was paid with a cheque by one of his debtors and it took almost two weeks for the cheque to clear. Also, he is wondering how he can pay his workers at the end of the month without depositing money into their accounts individually. He doesn't believe in the table-top payment of salaries. These are Mr. Gobi's dilemma and he called his son, who happened to be your father, to discuss these issues with him. Your father assured him that he should not worry as his grandchild is studying Banking and Finance at University of Professional Studies, Accra (UPSA) and has studied something on the innovations that have been introduced by the Ghana Payment and Settlement System (GhIPSS) which can help unravel his dilemma. Your father has therefore tasked you to write on the innovations of GhIPSS which can help give your grandfather the assurance to invest in Ghana and not worry about his dilemma. Required Discuss two major innovations of GhIPSS that have been in existence over the last decade. 20 Marks QUESTION THREE Mr. Nathaniel Gobi is a Ghanaian who resides in the United States of America. He went to the states in the late 1980s. He has been to Ghana only once. He is now on retirement and plans to come back home and invest so he could help employ people to ease the unemployment burden on the country. He has a vision to establish a factory that will deal with the production of fresh fruits juice and export to the United States. He has already made a lot of contacts in the US who have expressed interest in marketing his products for him. He has decided to buy a 400-acre land in Western North Region which he will use for fresh organic fruits farming to supply his fruit factory. He is enthused about this project and wants to go into it but he has one challenge which is almost nearly discouraging him from investing in the country. The last time he came to Ghana, he was paid with a cheque by one of his debtors and it took almost two weeks for the cheque to clear. Also, he is wondering how he can pay his workers at the end of the month without depositing money into their accounts individually. He doesn't believe in the table-top payment of salaries. These are Mr. Gobi's dilemma and he called his son, who happened to be your father, to discuss these issues with him. Your father assured him that he should not worry as his grandchild is studying Banking and Finance at University of Professional Studies, Accra (UPSA) and has studied something on the innovations that have been introduced by the Ghana Payment and Settlement System (GhIPSS) which can help unravel his dilemma. Your father has therefore tasked you to write on the innovations of GhIPSS which can help give your grandfather the assurance to invest in Ghana and not worry about his dilemma. Required Discuss two major innovations of GhIPSS that have been in existence over the last decade. 20 Marks