R$.$ Ramos, the owner of Ramos Repair Services, is withdrawing cash from the business for personal use. How does this transaction affect the accounting equation?

a$.$ increase in assets $($Cash$)$ and decrease in owner's equity $($R$.$ Ramos, Drawing$)$

b$.$ decrease in assets $($Cash$)$ and decrease in owner's equity $($R$.$ Ramos, Drawing$)$

c$.$ decrease in assets $($Cash$)$ and decrease in liabilities $($Accounts Payable$)$

d$.$ increase in assets $($Accounts Receivable$)$ and decrease in assets $($Cash$)$