Ralph and Kathy Gump are married with one 20-year-old dependent child. Ralph expects to earn $98,000 (paid monthly) and estimates their itemized deductions to be $29,500 for the year. Kathy expects to earn wages of $54,000. The Gumps expect to have for AGI deductions of $3,600. Use Form W-4 and worksheet on 9-50 to 9-53 to determine what Ralph should report on lines 3, 4(a), 4(b), and 4(c) of Form W-4.

**Forms and worksheets the problem mentions are just a standard 2021 W-4 and the general instructions, both available on the IRS website.**