Ray loses his job as a result of a corporate downsizing. Consequently, he falls behind on the mortgage payments on his personal residence. His friend Sahar would like to make the delinquent mortgage payments for him. a. Could the payments be structured so that Ray can deduct the mortgage interest? For Ray to deduct the interest: b. Could the payment arrangement deny both Ray and Sahar a mortgage interest deduction? For neither Ray nor Sahar to deduct the mortgage interest: c. Could the payments be structured so that Sahar can deduct the mortgage interest? For Sahar to deduct the mortgage interest