Read the following stories. Indicate the subject by marking one or two key-words below each case. (But not more than two!) Story No. 1 U.S bank JPMorgan announced its third-quarter results on Friday. Revenue from home loans fell by $405 million to $1.9 billion. Wells Fargo, the biggest U.S. mortgage lender, also reported a fall in mortgage lending on Wednesday but its profit rose slightly. Average deposits at JPMorgan were up 8% year-on-year, with growth across regions and markets. [From a JPMorgan earnings release]. ASSETS ON THE BALANCE SHEET - CREDIT RISK - INTEREST RATE RISK - LIABILITIES ON THE BALANCE SHEET - OPERATIONAL RISK - REPUTATIONAL RISK Story No. 2 The yield curve is now inverted in Greece: the interest rate on Greek 10-year bonds is just above 9.6%, while the rate on 5-year bonds and 2-year bonds is 14.3% and 17.0% respectively. Simon Derrick, an investment strategist at BNY Mellon, said that "most of the available sources of funding for the Greek government and for Greek banks will probably dry up at the end of this month". [From The Wall Street Journal, February 17, 2015] ASSETS ON THE BALANCE SHEET CREDIT RISK - INTEREST RATE RISK - LIABILITIES ON THE BALANCE SHEET- OPERATIONAL RISK - REPUTATIONAL RISK