Refer to Table 13.1 below for questions 25 and 26. Assets Liabilities Total reserves $100,000 . Transactions accounts $400,000 Loans 300,000 Table 13.1: XYZ Bank balance sheet Question 25 Not yet answered Points out of 1.00 Flag question Refer to Table 13.1. If XYZ Bank has a required reserve ratio of 20 percent, it can legally increase its loans by: Select one: O a. $60,000. O b. $40,000. c. $20,000. O d. $10,000. Question 26 Not yet answered Points out of 1.00 Flag question Refer to Table 13.1. With a required reserve ratio of 12 percent, XYZ Bank would have required reserves of: Select one: O a. $100,000. O b. $48,000. c. $52,000 O d. $12,000