Refer to the article on Blackboard/Articles/Topic 1, "Helping Employers Understand Insurance Coverage for Sexual Harassment Claims." When sexual harassment happens in the workplace, not only the harasser but also the employer bears the consequences of the risk. Recall our discussion in class concerning the cost or burden of risk. From the article, identify and briefly discuss two examples of the cost of sexual harassment risk from the employer's perspective. For each example, explain which element of cost of risk it belongs to. (8 points)