- Retirement Problems- ook Hint Print References Shelly's assets include money in checking and savings accounts, investments in stocks and mutual funds, and personal property, including furniture, appliances, an automobile, a coin collection, and jewelry. Shelly calculates that her total assets are $109,100. Her current unpaid bills, including an auto loan, credit card balances, and taxes total $20,500. Calculate Shelly's net worth. Net worth