retirement, they assume their debt will be paid off, and their two kids will be self-eufficient. retirernent. their estimates, they will afso need about $10,000 each for final expenses when they pasa. Based on their situation, which recommendation can fit their life insurance neede? $980,000 of Term-20 insurance for David, $880,000 of Term-20 for Mary, an additional $50,000 of permanent hide ingura? $980,000 of Term-20 insurance for both David and Mary; $100,000 of permanent insurance for Mary: $990,000 of Term-20 insurance for David, $890,000 of Term-20 for Mary, an additional $50,000 of permanewtitie insuitance istai-i