Review the following insurance plans and then answer the questions below. Services Monthly cost Deductible Primary care Silver $194 $4,000 $30 co- pay/provider/day Gold $245 $1,000 $20 co- pay/provider/day Bronze $163 $6,000 $35 co-pay for three visits, then 20% of co- insurance $70 co-pay for three visits, then 20% of Co- insurance No charge Specialist visit $60 co- pay/provider/day $40 co- pay/provider/day No charge No charge Preventive care/screening/immunization Diagnostic test (x-ray, blood work) Office visit co-pay or 20% of co-insurance Office visit co-pay or 20% of co-insurance Level 1 prescription drugs $15 co-pay/30 supply $15 co-pay/30 supply $35 co-pay or 20% of co- insurance if co- pay limit is reached $25 co-pay/30 day supply 20% of co- insurance 20% of co- insurance $75 co-pay Emergency dept. services $350 Co- pay/facility/day 20% of co-insurance $250 co- pay/facility/day 20% of co-insurance Emergency medical transportation Urgent care $60 co- pay/provider/day 20% of co-insurance $60 co- pay provider/day 20% of co-insurance Hospital stay (facility fee, physician/surgeon fee) 20% of co- insurance 1. Compare the plans above. What are the major differences between the plans? What are the major similarities between the plans? If you were presented with these plans, what would be the major selling points and pitfalls of the plans for you