Review the Monthly Principal & Interest Factor chart to answer the question:

FICO Score	APR	30-Year Term	20-Year Term	15-Year Term
770-789	5.5	$5.68	$6.88	$8.17
750-769	6.0	$6.00	$7.16	$8.44
730-749	6.5	$6.32	$7.46	$8.71
710-729	7.0	$6.65	$7.75	$8.99
690-709	7.5	$6.99	$8.06	$9.27

Calculate the monthly payment, for a 15-year term mortgage, after a 20% down payment on a $181,700.00 purchase price, for a household with a 760 credit score. (1 point)

$1,226.84

$1,365.71

$1,528.93

$1,834.46

Review the Monthly Principal & Interest Factor chart to answer the question:

FICO Score	APR	30-Year Term	20-Year Term	15-Year Term
770-789	5.5	$5.68	$6.88	$8.17
750-769	6.0	$6.00	$7.16	$8.44
730-749	6.5	$6.32	$7.46	$8.71
710-729	7.0	$6.65	$7.75	$8.99
690-709	7.5	$6.99	$8.06	$9.27

Determine the percent decrease in total principal and interest paid between a 30-year term mortgage and a 15-year mortgage with a principal balance of $484,500.00 and a 6.5% APR. Round the final answer to the nearest tenth. (1 point)

31.0%

31.1%

59.0%

68.5%

Review the points versus no points chart to answer the question:

Loan Terms	Example 1 (No Points)	Example 2 (One Point)
Loan Principal (after down payment)	$292,670.00	$292,670.00
APR: fixed	4.1%	3.85%
Discount Points	No points	1 point = $2,927.00
Total Interest over 30-Year Term	$216,370.00	$201,250.00

Calculate the percent increase of total interest paid between purchasing one point and purchasing no points. Round the final answer to the nearest tenth. (1 point)

6.0%

6.9%

8.9%

9.2%

Please be sure of your answers and please don't answer out of the options because if this happens that means there is something wrong so please be sure and answer correctly, and please if you are not sure or will not answer all of them give it to someone else

Thank you