Review the simple interest rate based on FICO scores to answer the question: FICO Score Simple Interest Rate 800-850 4.295% 740-799 5.597% 670-739 8.132% 580-669 9.358% 300-579 12.413% A consumer, with a credit score of 645, is planning to buy a used car and needs to borrow $3,500 with a simple interest rate loan. Determine the interest rate the consumer will qualify for if they raise their credit score 60 points. 4.295% 5.597% 8.132% 9.358%