Richard needs to borrow $$25,578$ and has narrowed his search for a loan to two banks. The first bank offers $74-$month simple interest loans at an annual rate of $3\mathrm{.}3\%.$ The second bank offers $44-$month simple discount loans at an annual rate of $4\mathrm{.}8\%.$ Assuming he chooses the bank that will lead to the smaller maturity value, what will the maturity value be$?$

Round your answer to the nearest dollar.