Riley Roth started his new job as controller with Aerosystems today. Carole, the employee benefits administrator, sent Riley a link that contained information on the company's health insurance options. Aerosystems offers its employees the choice between a private insurance company plan $($Blue Cross or Blue Shield$),$ an HMO, and a POS. Riley needs to review the information and make a decision on which health care program fits his needs. The following is an overview of that information.

a$.$ The monthly premium cost for the Blue Cross or Blue Shield plan is $\backslash (\backslash$$ $66\mathrm{.}00\backslash ).$ For all doctor office visits, prescriptions, and major medical charges, the employee is responsible for $15$ percent, and the insurance company will cover $85$ percent of covered charges. The annual deductible is $\backslash (\backslash$$ $720\backslash ).$

b$.$ The HMO is provided to employees free of charge. The copayment for doctors' office visits and major medical charges is $\backslash (\backslash$$ $15\backslash ).$ Prescription copayments are $\backslash (\backslash$$ $10\backslash ).$ The HMO pays $100$ percent after the copayment. There is no annual deductible.

c$.$ The POS requires that the employee pay $\backslash (\backslash$$ $36\mathrm{.}00\backslash )$ per month to supplement the cost of the program with the company's payment. If the employee uses health care providers within the plan, the copayments are the same as described above for the HMO with no annual deductible. Employees can also choose to use a health care provider out of the network and pay $15$ percent of all charges after paying a $\backslash (\backslash$$ $720\backslash )$ deductible. The POS will pay for $85$ percent of those covered visits.

Riley decided to review his medical bills from the previous year to see what costs he had incurred to help him evaluate his choices. He visited his general physician four times during the year at a cost of $\backslash (\backslash$$ $180\backslash )$ for each visit. He also spent $\backslash (\backslash$$ $76\backslash )$ and $\backslash (\backslash$$ $100\backslash )$ on two prescriptions during the year.

What annual medical costs will Riley pay using the sample medical expenses provided if he enrolls in the Blue Cross or Blue Shield plan?

Note: Do not round intermediate calculations. Round your answer to $\backslash (\backslash$mathbf$\{2\}\backslash )$ decimal places.

Personal annual cost