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Robert Smith has monthly net income of $1,050. He has a house payment of $450 per month, a car loan with payments of $250 per

Robert Smith has monthly net income of $1,050. He has a house payment of $450 per month, a car loan with payments of $250 per month, a Visa card with payments of $50 per month, and a credit card with a local department store with payments of $100 per month. What is Robert's debt payments-to-income ratio?

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