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Roofer offered to repair Owner's roof in a workmanlike fashion by June 1 , if Owner on that day would pay a $ 3 0

Roofer offered to repair Owner's roof in a workmanlike fashion by June 1, if Owner on that day would pay a $3000 debt that Roofer owed to the Bank. Owner said, "O.K." Roofer informed bank of the agreement. Roofer repaired the roof. Bank demanded payment but Owner refused.
If Bank sues Owner for $3,000,
(A) Bank will not prevail because it is only an incidental beneficiary and cannot enforce Owner's promise.
(B) Bank will not prevail, because Owner's promise is an oral promise to answer for the debt of another.
(C) Bank will prevail, because it is an assignee of Owner's promise.
(D) Bank will prevail, because it is a third party beneficiary of Owner's promise.

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