Ruby gives Candy $30,000 cash to hold and invest for the benefit of Kirby. A trust is created, even though the words trust and trustee are NOT used in its creation. The trust propery is transferred as a gift. Nither Candy nor Kirby has purchased the property, so neither of them pays for receiving it. 3. Lin withdraws a substantial part of the trust fund from its bank account and gives it to a friend to invest. Her friend is not a professional investor, and the advice proves shortsighted financially. All the investments depreciate. 4. Sam facts as in #3 except that the friend's advice is very lucky. The earnings on the investments suggested by Lin's friend triple the trust account