Russ Belmont is a staff accountant at a bank in the downtown Phoenix area. Belmont commutes to the bank each day from his suburban home in Mesa $-19$ miles each way. Belmont's working hours are $8$:$00$ a$.$m$.$ to $5$:$00$ p$.$m$.,$ and he commutes from $7$:$15$ a$.$m$.$ until he reaches the bank's parking garage between $7$:$45$ and $8$:$00$ a$.$m$.($depending upon the traffic$).$ If Russ is in an accident while on the freeway at $7$:$30$ a$.$m$.$:

$$ the bank will be liable for any injuries to third parties.

$$ the bank will not be liable for any injuries to third parties.

Belmont is an independent contractor, and the bank will have no liability for injuries or damages in the accident.