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russell has a deferred variable annuity that he purchased 5 years ago. he has been speaking to registered representative paula about exchanging this annuity for

russell has a deferred variable annuity that he purchased 5 years ago. he has been speaking to registered representative paula about exchanging this annuity for a new deferred variable annuity from her firm. according to rule 2330, before recommending teh exchange, paula must consider all of the following except

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