Ryan Hefner is saving so he can take a year off form his hectic schedule and tour the world. Ryan Hefner thinks that he will need $45,000 to be able to go on such an adventure and he plans on saving money over the next six years to enable him to do so. Ryan is planning on saving the following amounts: $4,500 per year for the next 2 years $4,900 per year for years 3-4 $5,500 per year for years 5-6 a. How much will Ryan have saved in 6 years if he is able to earn a return of 5% annually? b. Is Ryan going to have enough to tour the world?