Ryan Reynolds and Blake LIvely are married.

Their current assets (balance) $10,414

Their current liabilities (balance) $3,676

Total monthly nondiscretionary expenses (including PITI and all debt payments) $4,777

Monthly PITI $2,200

Other monthly debt payments (excluding PITI costs) $250

Their annual combined gross income $85,000

Which of the following housing lender thresholds will they meet?

		b. The 36% benchmark (broad ratio).
		b. The 28% benchmark (basic ratio).
		c. Both benchmarks.
		d. Neither benchmark.