Sam, age $22,$ who lives in a rural area, has just graduated college and is buying his first car. He needs to obtain a Personal Automobile Policy $($PAP$).$ Which of the following is true?

Select answer from the options below

His premiums will be higher if he were to buy a cheaper car.

His premiums will be higher since he is under the age of $25.$

He will have a higher premium because he lives in the country.

Because he is a male, his premiums will be lower.