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Sarah pays her personal trainer, Lily, by check. Lily uses the check to pay her grocery bills in a supermarket. How is Lily able to

Sarah pays her personal trainer, Lily, by check. Lily uses the check to pay her grocery bills in a supermarket.
How is Lily able to use the check to make her grocery payments?
Sarah made the check payable to "Cash."
Sarah made the check payable to her "credit union account."
Sarah made the check payable to "Lily."
Sarah made the check for "deposit in bank only."

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