Scenario:

Mr. Habib, a newsagent in a rural village, has decided to purchase a new freezer cabinet and microwave oven/roasting unit to provide hot meals for village workers and for students at the secondary school, which serves the surrounding area which is located half a mile from the village. The total cost of the units is OMR 950.

Based on the given scenario answer the following tasks:

1. In the given scenario, it shows Mr. Habib needs a short-term finance as the amount is just OMR 950. On this ground, you are required to identify one of the financial providers existing in the Sultanate of Oman mentioning their financial products and discuss the different short-term credits available, considering the cost, risks and benefits involved in meeting his financial needs.
2. Based on the above understanding conclude your task on explaining which is the most appropriate source of short-term finance for Mr. Habib.