Scenario: You are 40 years old. Your investment portfolio currently consists of: (1) a savings account, with a $18,000 balance, (2) certificates of deposit (CDs) worth $27,000, and (3) an investment portfolio consisting of 40% bonds, 40% equities, and 20% cash and cash equivalents. Your bonds are thirty-year U.S. government bonds, while your equities are made up solely of your employers stock. Your cash holdings consist of your savings account and CDs. Your employers stock paid a 1% dividend and its market value has increased 10% over the last year. The bonds have paid 4.0% interest. The rate of inflation is 2.75%. Your investment goals are mainly focused on retirement, and you have no large purchases planned in the short term.

The value of your current investment portfolio is ?. This consists of ? in cash and cash equivalents, ? in bonds, and ? in equities.